Whether you choose to buy a credit repair book or hire a service, always demand proof that their techniques work. Oftentimes, proof comes in the form of testimonials from satisfied customers, screenshots of removals from credit reports, or even before and after photos of FICO scores. This should be the minimum amount of proof you accept before buying.

If you have spent longer than a minute online looking for a decent credit repair program, you already know there are literally hundreds of different books, manuals, guides, and services available to you. On the surface, it would seem relatively easy to choose which direction to go. After all, most of the credit repair services and programs have impressive websites, chock-full of glowing testimonials and irresistible guarantees promising you AAA credit in just a few weeks. Sound familiar?