With so many people in financial trouble these days and credit card balances through the roof, a lot of people are searching for a credit counselor that can help get them out of debt and trouble. But with so many credit counselors to choose from, how does one go about finding a good credit counselor and what should a person look for to be sure they're reputable?

If you have spent longer than a minute online looking for a decent credit repair program, you already know there are literally hundreds of different books, manuals, guides, and services available to you. On the surface, it would seem relatively easy to choose which direction to go. After all, most of the credit repair services and programs have impressive websites, chock-full of glowing testimonials and irresistible guarantees promising you AAA credit in just a few weeks. Sound familiar?